After years of public outcry about debt collection abuse, in 1977, the U.S. Congress took action to protect Americans. They declared that there was abundant evidence of abusive, deceptive, and unfair practices by many debt collectors. They recognized that existing laws were inadequate to protect consumers. And they passed the Fair Debt Collection Practices Act. This Act, abbreviated as the FDCPA, makes illegal all kinds of bad behavior by debt collectors. It also gives consumers all kinds of legal rights against debt collectors. Since Juris helps consumers enforce their legal rights, we’ll focus on what those rights are and what steps consumers can take.